Michelle Raber

Welcome to Michelle Raber State Farm – Here for Your Life in Maine & New Hampshire

Whether you’re settling into your first apartment or upgrading your rental, August is a ideal time to review your protection. Safeguarding your possessions against accidental damage or loss brings confidence to your everyday living. Let’s review your setup before the autumn rush begins.

Why Choose Us?

Local Team, Modern Convenience With over 33 years of experience, Michelle and her team combine deep local knowledge with flexible, modern service options. You can request a quote for Auto Insurance, Home Insurance, Renters Insurance, or Business Insurance online, by phone, or in person—whatever is most convenient for you.

Flexible Communication Work non‐traditional hours or prefer email or virtual meetings? We make it easy to review policies, update coverage, or ask questions in a way that fits your schedule.

Comprehensive Coverage We offer Auto Insurance, Motorcycle Insurance, Boat Insurance, and Recreational Vehicle Insurance for your Maine adventures, along with Condo Insurance, Renters Insurance, and Homeowners Insurance to help protect what’s important to you. We also provide Life Insurance, Business Insurance, and Pet Insurance for every stage of life—including your four‐legged family members.

Relocating to Maine? We enjoy helping new residents settle into Scarborough, Portland, South Portland, Cape Elizabeth, Saco, Biddeford, and throughout Cumberland County and York County. Our team is here to help make your move as smooth as possible.

Community‐Focused We’re passionate about supporting our neighbors—volunteering in local schools and partnering with area businesses to strengthen our community. Our team regularly supports local organizations, including Scarborough Community Services, because when you choose Michelle Raber State Farm, you’re helping make the community we love even stronger.

About Michelle Raber

Michelle has been a State Farm agent since 2003 and holds the ChFC, CLU, and LUTCF designations. Her commitment to ongoing education allows her to provide up‐to‐date guidance whether you’re buying your first home, starting a business, renting your first apartment, or preparing for what’s next.

Visit Us Your Way

· Two convenient offices in Scarborough, ME, both dog‐friendly and wheelchair accessible.

· Appointments available in‐office, at your home, by phone, or virtually.

· Maine Notary Public services available by appointment.

Recognition & Service

We’re proud to be a multi‐time Ambassador Travel and Champions Circle Qualifier, reflecting our long‐standing commitment to service, relationships, and our customers.

We’re here to make insurance straightforward and personal. Get started online, give us a call, or stop by—we look forward to helping you protect what matters most!

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Michelle works with Scarborough residents to find coverage that fits.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Connect with Michelle for insurance guidance in Scarborough.

Q: What kind of insurance do I need for a leased vehicle?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. In Scarborough, you can count on Michelle for personalized service.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Michelle is here to help your Scarborough household feel covered.

Q: What is renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Looking for coverage? Talk with Michelle about your options in Scarborough.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Michelle serves Scarborough, ME and is happy to help with your insurance needs.